Loan Quality

Our proprietary re-underwriting platform – introduced with a GSE client in 2010 and deployed in numerous subsequent engagements – was custom developed specifically to assess compliance with underwriting guidelines, regulatory requirements, and transaction stipulations, representations and warranties. Our in-house programming team continuously improves our platform to support evolving industry requirements. The Oakleaf Group has analyzed over 30,000 loans, developing a deep base of relevant experience and knowledge. That experience and knowledge has allowed us to develop a mature, flexible, and comprehensive software platform enabling efficient and accurate reviews.

Quality Control

Pre-Funding Audits

    • In-Line Origination Pre-Funding Reviews
    • Acquisition Pre-Funding Reviews

Post-Closing Quality Control

    • Sampling 
    • Defect Analytics for QC Prioritization

Compliance Reviews

Statistical Sampling & Discretionary Selection Consulting

Investors/Trustees

Loan Tracking 

    • Customize Loan Workflows and Reporting Platform

Servicing

Loan Transfer/Boarding Audits

Under/Over Charge Identification

ARM/HELOC Modification Portfolio Reviews

On-going Quality Control

Targeted Process and Data Reviews

Loan & MSR Acquisition Diligence

Servicing Audits Consulting 

    • Principal & Interest Verification 
    • Data Quality Reviews