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Residential Mortgage Due Diligence

The Oakleaf Group was recently added to both Standard & Poor's Global Ratings (S&P) and Morningstar Credit Ratings lists of RMBS third-party review firms (TPRs)

Oakleaf's Residential Mortgage Due Diligence services provide our clients with crystal clear evaluations of their loans against relevant criteria, including underwriting guidelines, regulatory compliance requirements, transaction stipulations, and representations and warranties. Since 2010, Oakleaf has reviewed over 40,000 loans, developing a deep base of relevant experience and knowledge. That experience and knowledge has allowed the company to develop a mature, customizable, and comprehensive software platform, OakleafRMS, enabling efficient and accurate reviews.

Working with our platform as the backbone, Oakleaf provides unparalleled mortgage due diligence services supporting our clients' origination and securitization operations by combining a robust underwriting team and broad expertise in mortgage lending, regulatory compliance, securitization, asset acquisition, and statistics.

The synergies created between Oakleaf's underwriting expertise, data analytics capabilities, and risk management consulting services produce actionable insight enabling our clients to correct courses of action, predict future outcomes, and drive efficiencies in mortgage operations.

Key service offerings:

Securitization Reviews

Quality Control Reviews (Pre-Funding and Post-Closing)

Repurchase/Forensic Reviews

Representation and Warranty Reviews

Regulatory Compliance Reviews

Loan Review Preparation