Mortgage, Banking and Compliance Advisory

The post-financial crisis era has been a period of rapid change in the mortgage and financial services industries. Since 2008, hundreds of new requirements have emerged from the Dodd-Frank Act, the GSEs and the FHFA, the CFPB and bank regulators. Oakleaf’s mortgage and banking advisory team consists of seasoned professionals with experience both inside and outside of the beltway. Our areas of expertise include:

  • GSE Repurchase Framework advisory and exposure analysis
  • TILA-RESPA Integrated Disclosure implementation, process review and compliance assessments
  • Mortgage Servicing Metrics, Servicer Performance Measurement and GSE Servicing Guideline Compliance
  • Mortgage Dispute and Litigation Support
  • The upcoming Common Securitization Platform
  • Non-QM lending and non-QRM securitization; risk ratings, risk retention and rep and warranty frameworks
  • Model Governance and Model Risk Management
  • Bank Stress Testing Frameworks, internal controls, reporting and analysis
  • Anti-Money Laundering